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农业银行-商户e贷

  • 2026-05-17 22:32:49
农业银行-商户e贷
注意事项：
1、选择掌银出额的渠道，全程手机银行操作即可。贷款服务机构和机构地址可以选填，如果不填，则默认归属于发卡机构。如果填写了，系统自动维护客户信贷对象，纳入普惠贷款统计，且调取银行数据更准确。出额度后直接用信即可。如果选择提额，则需要人工核实。核实后，会给客户发短信，点击去签约即可。
2、线下考察要点：重点关注客户办贷意愿是否真实、是否为经营实体的主要负责人，经营是否正常、资金用途是否合法合规，并通过观察客户的经营场所、经营规模、地理位置、周边客户等，了解客户的经营能力、生产经营状况。收集客户资产和收入证明材料，关注客户还款能力。

注意：为了提高贷款审批通过率，在不熟悉产品的情况下，建议咨询专业人士，切不可自行盲目进件，以免增加查询，影响征信。

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  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.010684s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000822s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000988s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000348s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000771s ]
  6. SELECT * FROM `set` [ RunTime:0.000443s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.003662s ]
  8. SELECT * FROM `article` WHERE `id` = 525608 LIMIT 1 [ RunTime:0.000699s ]
  9. UPDATE `article` SET `lasttime` = 1779032209 WHERE `id` = 525608 [ RunTime:0.001218s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000441s ]
  11. SELECT * FROM `article` WHERE `id` < 525608 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000827s ]
  12. SELECT * FROM `article` WHERE `id` > 525608 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000769s ]
  13. SELECT * FROM `article` WHERE `id` < 525608 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001406s ]
  14. SELECT * FROM `article` WHERE `id` < 525608 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001358s ]
  15. SELECT * FROM `article` WHERE `id` < 525608 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001420s ]
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