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农业银行【新版乐分易】26年最新版,个税3000以上即可, 年化3%,线下面核

  • 2026-02-06 18:58:27
农业银行【新版乐分易】26年最新版,个税3000以上即可, 年化3%,线下面核

额度：最高30万。

期限：最长5年期。

还款方式：等额本息/先息后本。

年龄：18—60周岁。

利率区间：月息2厘。

户籍要求：大陆户籍。

审批时效：扫码审批，初审通过后面签人工审批。

准入要求（需满足以下任意一点要求即可）：
一，农业银行白名单客户（有在农行按揭，代发，缴纳公积金，信用卡活跃用户等），可查是否在白名单（旧版乐分易）
二，公积金连续缴存12个月以上，平均月缴基数8500以上（旧版乐分易）
三，个税代发3k以上满一年（征信干净做新版乐分易）
四，广深房（红本）或按揭状态且公积金连续缴费满半年以上。（旧版乐分易）
征信要求（建议）

• 逾期要求：当前无逾期，近两年不超过2次，近一年不超过5次1，半年不超过3次1。

• 负债要求：普通单位客户信用负债不超25万，优质单位不超100万，可有非银机构贷款。

• 信用卡要求：建议额度不超15万，不刷爆。

• 查询次数：1个月不超3次，3个月不超5次，半年不超7次。

产品优势：

• 不看学历，仅需单位代发个税1年；

• 无需社保和公积金，有代发即可；

• 白户可批，客户有非银机构贷款也可批

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  137. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000598s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000830s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000309s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000277s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000514s ]
  6. SELECT * FROM `set` [ RunTime:0.000192s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000489s ]
  8. SELECT * FROM `article` WHERE `id` = 465702 LIMIT 1 [ RunTime:0.000407s ]
  9. UPDATE `article` SET `lasttime` = 1770799916 WHERE `id` = 465702 [ RunTime:0.008128s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000346s ]
  11. SELECT * FROM `article` WHERE `id` < 465702 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000448s ]
  12. SELECT * FROM `article` WHERE `id` > 465702 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001773s ]
  13. SELECT * FROM `article` WHERE `id` < 465702 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002904s ]
  14. SELECT * FROM `article` WHERE `id` < 465702 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001310s ]
  15. SELECT * FROM `article` WHERE `id` < 465702 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.002233s ]
0.092091s