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农业银行 - 50w惠农E贷 产品大纲

  • 2026-01-30 18:13:37
农业银行 - 50w惠农E贷 产品大纲

农业银行

50w惠农E贷

“惠农e贷”是中国农业银行专为广大农民量身打造的便捷高效贷款产品。

基本要素

额度

最高50万元

利率

年化3.0%起

期限

授信三年，单笔最长一年

还款方式

先息后本、随借随还

适用对象

惠农e贷全面支持农村和城郊结合部的种植养殖、生产加工、商贸流通等一二三类产业。

种植养殖：牛、羊、猪、鸡等养殖，水稻、玉米、小麦、茶叶、花卉、水果等。

生产加工：禽蛋肉奶食品加工、手工作坊、乡村车间等。

商贸流通：农家乐、农资店、小卖店、面条馆、理发店、家电维修店、物流配送中心等。

准入要求

申请人要求

年龄：20-65周岁

企业要求

1、品行端正、信用记录良好

2、有固定生产经营项目，有稳定收入来源

3、提供真实、准确、有效的家庭资产、经营、收入等信息资料

征信要求

逾期：近两年内不存在连续三或累六；当前不存在逾期；近五年内未发生严重逾期事故；名下账户均处于正常状态，无不良记录。

机构：建议不超4家，非银不超2

负债：建议无资不抵债

查询：建议不超10

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  138. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000653s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000713s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.005679s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000284s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000589s ]
  6. SELECT * FROM `set` [ RunTime:0.000531s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000609s ]
  8. SELECT * FROM `article` WHERE `id` = 460947 LIMIT 1 [ RunTime:0.003486s ]
  9. UPDATE `article` SET `lasttime` = 1770991579 WHERE `id` = 460947 [ RunTime:0.003247s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000307s ]
  11. SELECT * FROM `article` WHERE `id` < 460947 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000633s ]
  12. SELECT * FROM `article` WHERE `id` > 460947 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.004132s ]
  13. SELECT * FROM `article` WHERE `id` < 460947 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.006168s ]
  14. SELECT * FROM `article` WHERE `id` < 460947 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.009230s ]
  15. SELECT * FROM `article` WHERE `id` < 460947 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.012478s ]
0.118475s