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农业银行-乐分易

  • 2026-02-11 13:34:24
农业银行-乐分易
基本信息：
年 龄：20-60周岁
户 籍:  大陆户籍
额 度：最高30万
期 限:  最长60期
还款方式：等额本息
利率区间：年化3%-8.5%（等额年化3%或等额年化3.9%或先息5.78%）
审批时效：农行网点建额，扫码审批，通过后绑卡消费
准入要求：
准入要求（需满足以下任意要求）：
个税工资3000以上且连续满1年
农行存量白名单客群（农行按揭房还款满2年、农行代发工资满1年、农行信用卡活跃用户等）
征信要求（建议）：
逾期：当前无逾期，近两年不能有2，近1年不能有5个1，半年不能有3个1。
负债：普通单位客户建议信用负债余额不超25万；优质单位信用负债建议不超100万；可以有非银机构贷款
信用卡：建议不超15万，不刷爆
查询次数：查询1个月不超3次，3个月不超5次，半年不超7次
准入地区：
准入地区：全国有农行网点城市（该细则只针对深圳地区）
申请流程：
申请流程
可拨打农业银行官方客服咨询就近网点客户经理方式，联系客户经理申请，出额度了7天内去网点面签提交审批，优质单位现场出结果，普通单位要等人工审批1-2天出结果，审批通过，等卡片到激活刷卡
（免责声明：产品信息来源于机构官网/网点/客户经理，或第三方公开信息平台，最终以产品机构发布为准，如产品信息有误或其他异议，可在该页面下方留言。）
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  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=f768ca0f87b677a5d9367b44d8bff81e
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  137. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000741s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000956s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000278s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000303s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000541s ]
  6. SELECT * FROM `set` [ RunTime:0.000212s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000521s ]
  8. SELECT * FROM `article` WHERE `id` = 460696 LIMIT 1 [ RunTime:0.000337s ]
  9. UPDATE `article` SET `lasttime` = 1771003607 WHERE `id` = 460696 [ RunTime:0.009243s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.003433s ]
  11. SELECT * FROM `article` WHERE `id` < 460696 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000517s ]
  12. SELECT * FROM `article` WHERE `id` > 460696 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000476s ]
  13. SELECT * FROM `article` WHERE `id` < 460696 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001363s ]
  14. SELECT * FROM `article` WHERE `id` < 460696 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000670s ]
  15. SELECT * FROM `article` WHERE `id` < 460696 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000681s ]
0.167913s