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农业银行 — 商户e贷

  • 2026-06-29 11:42:31
农业银行 — 商户e贷

产品要素

额度：最高300万 
利率：年化3.0%起
 期限：随借随还，灵活使用 
还款方式：按日计息、随借随还 
担保方式：纯信用（支持POS机/收款码流水）

准入要求

经营：执照满1年，流水覆盖半年

 适合：线下实体门店老板、个体工商户 

流水：看日常收款流水，额度=月均流水×倍数

征信要求

无当前逾期

 信用卡使用率≤70%
 非银小贷≤2笔、余额≤20万 
（法人+企业）负债余额≤500万 
收款码需银联结算渠道

准入地区

全国

注：具体以当地银行政策为准

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免责声明:产品信息来源于产品方官网/网点/客户经理或者第三方公开信息平台，最终以产品方发布为准。本号只做信息整合分享，如涉及侵权等问题请联系删除，非常感谢!
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  1. 请求信息 : 2026-06-29 14:08:21 HTTP/2.0 GET : https://h.mffb.com.cn/a/557788.html
  2. 运行时间 : 0.090651s [ 吞吐率：11.03req/s ] 内存消耗：4,316.59kb 文件加载：140
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=446b7645fc9dc9a19535a6833c1f120f
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  1. CONNECT:[ UseTime:0.000711s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000760s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000327s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000335s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000498s ]
  6. SELECT * FROM `set` [ RunTime:0.000195s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000599s ]
  8. SELECT * FROM `article` WHERE `id` = 557788 LIMIT 1 [ RunTime:0.000357s ]
  9. UPDATE `article` SET `lasttime` = 1782713301 WHERE `id` = 557788 [ RunTime:0.003634s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000292s ]
  11. SELECT * FROM `article` WHERE `id` < 557788 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000501s ]
  12. SELECT * FROM `article` WHERE `id` > 557788 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.003618s ]
  13. SELECT * FROM `article` WHERE `id` < 557788 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.007579s ]
  14. SELECT * FROM `article` WHERE `id` < 557788 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.002046s ]
  15. SELECT * FROM `article` WHERE `id` < 557788 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000734s ]
0.092577s