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69.农业银行-抵押E贷(上海地区抵押贷)

  • 2026-05-12 09:45:21
69.农业银行-抵押E贷(上海地区抵押贷)

农业银行 ·抵押E贷

01

基本信息

贷款行：农业银行

产品名称：抵押E贷

额度：1000万内

授信期限：5年

利率：最低1年期2.35%，3年期2.4%    随借随还 

还款方式：单笔1年，先息后本或利随本清，可无还本续贷，单笔1-3年等本，提前还款无违约金

审批周期：1-2周

二押/按揭还满要求：二押不行

02

个人要求

主贷年龄：18-65

共借人年龄：大于18岁

贷款人国籍：大陆籍

征信要求：当前无逾期

查询要求：半年贷款查询不超过6次

流水/贷销比：可沟通

03

公司要求

成立/入股时间：成立满1年以上/6个月

是否可暗股：否

资产负债率：各案各议

是否可外地公司：否

04

房屋要求

房屋类型及成数：住宅8.5成，两列7，别墅6；厂房商铺办公楼5

房龄：40年内，商铺/办公/厂房不超过25年

产证持有时间：6个月以上

房产价值/面积：无明确要求

是否要求备用房：否

是否可直系亲属房：是

是否可公司房产：可以

是否可沿街商铺：否

带上家抵押批复：可银行或机构

老黄牛企服：沪上30000+同业都在关注的助贷类公众号品牌，主营大小债务整合，个人信贷方案一站式匹配

联系方式：欢迎各位客户们和助贷精英添加微信：刘虎15502175556，沟通交流

01 
猛戳二维码立即咨询! 
一站式服务:从方案设计、材料准备到放款跟进，36小时快速落地
05
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  1. CONNECT:[ UseTime:0.000417s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000558s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000275s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.001676s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000649s ]
  6. SELECT * FROM `set` [ RunTime:0.000678s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000721s ]
  8. SELECT * FROM `article` WHERE `id` = 528948 LIMIT 1 [ RunTime:0.003810s ]
  9. UPDATE `article` SET `lasttime` = 1778596065 WHERE `id` = 528948 [ RunTime:0.005101s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.001438s ]
  11. SELECT * FROM `article` WHERE `id` < 528948 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001214s ]
  12. SELECT * FROM `article` WHERE `id` > 528948 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.003262s ]
  13. SELECT * FROM `article` WHERE `id` < 528948 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001670s ]
  14. SELECT * FROM `article` WHERE `id` < 528948 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001185s ]
  15. SELECT * FROM `article` WHERE `id` < 528948 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001223s ]
0.111090s