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产品大纲|农业银行-随薪贷,最高200万,优质单位,工资稳定就能做

  • 2026-03-26 07:23:38
产品大纲|农业银行-随薪贷,最高200万,优质单位,工资稳定就能做

农业银行-随薪贷

2026年

产品简介

年龄要求：18—60周岁

贷款额度：最高200万

年化利率：年化3%起，以实际审批为准

还款期限：还款年限可做到7年84期

还款方式：按月（季）定期结息、到期还本；按月（季）等额本息；等额本金等还款方式

准入要求

基本申请要求：

① 政府机关正式在编员工

② 事业单位正式在编员工

③ 优质行业正式在编员工(银行、保险、烟草、电信、电力等)

稳定收入来源，具备还款能力，无涉案/执行记录。

征信要求

① 逾期：不能有当前逾期，两年内不能连续2累4

② 查询：半年内审批查询6次(常规要求4次)

③ 负债：信用负债上限高达200万(常规产品通常限制50万)，信用卡使用率不要超过70%

免责声明 

产品信息来源于产品方官网/网点/客户经理或者第三方公开信息平台，最终以产品方发布为准。

本平台只做信息整合分享，如涉及侵权等问题，请与我们公众号联系删除，非常感谢！

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  1. 请求信息 : 2026-04-09 17:18:37 HTTP/2.0 GET : https://h.mffb.com.cn/a/490549.html
  2. 运行时间 : 0.123677s [ 吞吐率：8.09req/s ] 内存消耗：4,496.66kb 文件加载：140
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=0adc244d95c3d702f51bface9049d5fb
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  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000405s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000669s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000295s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000291s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000595s ]
  6. SELECT * FROM `set` [ RunTime:0.000234s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000595s ]
  8. SELECT * FROM `article` WHERE `id` = 490549 LIMIT 1 [ RunTime:0.002849s ]
  9. UPDATE `article` SET `lasttime` = 1775726317 WHERE `id` = 490549 [ RunTime:0.004773s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000263s ]
  11. SELECT * FROM `article` WHERE `id` < 490549 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000405s ]
  12. SELECT * FROM `article` WHERE `id` > 490549 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000377s ]
  13. SELECT * FROM `article` WHERE `id` < 490549 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002416s ]
  14. SELECT * FROM `article` WHERE `id` < 490549 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.008277s ]
  15. SELECT * FROM `article` WHERE `id` < 490549 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.016955s ]
0.125434s