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农业银行经营房产抵押贷申请条件及大纲要求

  • 2026-03-05 01:25:19
农业银行经营房产抵押贷申请条件及大纲要求
融徐州，徐州本地专业贷款服务平台

先评估房产，然后安排下户。

产品简介

额度：最高2000万

利率：年化2.5%起

期限：3-5年，授信最长10年（到期可无本续贷） 

还款方式：先息后本

准入要求

基本要求

借款人要求

户籍：大陆户籍。

年龄：20-65周岁（年龄+借款期限≤65岁）；

抵押物要求
楼龄要求：住宅楼龄不超过40年（办公、工业用房楼龄不超25年）。
房屋性质：住宅，双拼，工业用房，办公用房，别墅；
抵押成数：住宅最高评估价8.4成；双拼最高6成；别墅最高5成；工业用房最高6.5成；办公用房（商务公寓）最高5成。
企业要求
个体工商户或者小微企业的法人及股东（占股20%以上），注册一年以上。

征信要求 

①查询次数无明显要求。

②无连3累6，半年无2，一年无3，两年无4。

申请流程

申请资料

①双方身份证正反面复印件；

②户口本，婚姻证明；
③房产证复印件；
④营业执照；
⑤流水，贷款用途；
申请流程：联系 Rxuzhou 

免责声明：产品信息来源于产品方官网/网点/客户经理或者第三方公开信息平台，最终以产品方发布为准。本文仅作为知识分享，不构成任何决策建议，对内容的准确性与完整不做承诺与保障。如涉及侵权等问题，请在后台与客服联系删除，非常感谢！

往期回顾

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徐州打印详版征信报告网点地址（最新版）

南银法巴诚易贷最高60万6年期申请条件及大纲要求流程

苏商银行市民贷（徐州线下版）轻视负债，高通过率，兜底产品

兴业消费金融优客通最新申请条件产品政策无需下户考察，不看网贷数

建行惠懂你远程建档（徐州全市）

江苏徐州华夏银行易达金申请条件产品大纲及操作流程

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一篇文章为你全面讲解债务重组信用优化

融徐州的微信： Rxuzhou 

关注公众号融徐州了解更多信息↓

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

农业银行农户贷/惠农e贷申请条件及产品大纲要求指引

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  1. CONNECT:[ UseTime:0.000509s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000622s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000302s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000282s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000472s ]
  6. SELECT * FROM `set` [ RunTime:0.003851s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000707s ]
  8. SELECT * FROM `article` WHERE `id` = 479039 LIMIT 1 [ RunTime:0.001930s ]
  9. UPDATE `article` SET `lasttime` = 1775482253 WHERE `id` = 479039 [ RunTime:0.004342s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.004026s ]
  11. SELECT * FROM `article` WHERE `id` < 479039 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.003729s ]
  12. SELECT * FROM `article` WHERE `id` > 479039 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000522s ]
  13. SELECT * FROM `article` WHERE `id` < 479039 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001107s ]
  14. SELECT * FROM `article` WHERE `id` < 479039 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.003570s ]
  15. SELECT * FROM `article` WHERE `id` < 479039 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.006093s ]
0.099278s