为深入贯彻习近平总书记关于发展海洋经济、建设海洋强国的重要论述精神，全面落实海南省委、省政府“陆海统筹、向海图强，再造一个‘海上海南’” 战略部署，聚焦破解渔业经营主体融资难题，以金融活水精准赋能海南现代渔业高质量发展，2026 年 5 月 20 日，工商银行海南省分行营业部副总经理闫运标一行到访海南省渔业协会，双方围绕渔业金融服务、产业升级、长效合作等议题开展座谈交流，共探金融支持海洋渔业发展新路径。
座谈会上，工商银行海南省分行营业部副总经理闫运标介绍了普惠金融支持海洋渔业的相关举措与适配渔业经营主体的金融服务方案，针对水产养殖、深海网箱养殖、渔船更新改造等重点领域，推出贴合渔业生产周期、审批高效、灵活便捷的信贷产品，有效满足渔业经营主体生产经营、项目建设等多元化资金需求，相关金融产品已在省内重点养殖区域落地见效，为渔业发展提供稳定金融支撑。
海南省渔业协会就当前海南渔业产业发展现状、融资需求及行业痛点作详细说明。双方重点围绕水产养殖融资支持、深海网箱项目建设、渔船装备升级、渔业风险保障、产销渠道建设等内容深入对接，就优化信贷服务、创新金融产品、简化办理流程、降低融资成本等方面达成务实合作共识。双方一致认为，渔业作为海南特色优势产业，是海洋经济发展的重要支撑，稳定高效的金融供给对推动渔业现代化、规模化发展至关重要。
此次座谈进一步夯实了银协合作基础，双方明确将建立常态化沟通对接机制，持续深化战略合作。协会将充分发挥桥梁纽带作用，精准摸排会员企业融资需求，协助做好项目筛选、风险把关与客户培育；工商银行海南省分行营业部将立足渔业产业特点，持续优化金融服务方案，加大信贷投放力度，完善渔业金融服务体系，共同推动金融资源精准对接渔业全产业链发展需求。
下一步，海南省渔业协会将持续搭建高效银企对接平台，携手更多金融机构深化合作，聚焦渔业发展堵点难点，不断优化金融服务供给，助力海南渔业转型升级、提质增效，为加快建设海洋强省、服务海南自由贸易港建设贡献更大力量。
Strengthening Fishery Financial Services Through Bank–Association Cooperation — Hainan Fisheries Association and Industrial and Commercial Bank of China Hainan Branch Business Department
To thoroughly implement the important directives of President Xi Jinping on developing the marine economy and building China into a strong maritime nation, and to fully advance the strategic deployment of the Hainan Provincial Party Committee and Hainan Provincial Government to “coordinate land and sea development, strengthen development through the ocean, and build another ‘Maritime Hainan,’” with a focus on addressing financing challenges faced by fishery enterprises and supporting the high-quality development of Hainan’s modern fisheries industry through targeted financial services, on May 20, 2026, a delegation led by Yan Yunbiao, Deputy General Manager of the Industrial and Commercial Bank of China Hainan Branch Business Department, visited the Hainan Fisheries Association, where both sides conducted discussions on fishery financial services, industrial upgrading, and long-term cooperation, jointly exploring new pathways for financial support for the development of the marine fisheries sector.
During the meeting, Yan Yunbiao, Deputy General Manager of the Industrial and Commercial Bank of China Hainan Branch Business Department, introduced a series of inclusive financial initiatives supporting the marine fisheries sector, as well as tailored financial service solutions designed for fishery business entities. Focusing on key areas such as aquaculture, deep-sea cage farming, and fishing vessel upgrading and renovation, the bank has launched efficient, flexible, and convenient credit products aligned with the production cycles of the fisheries industry, effectively meeting the diversified funding needs of fishery operators in production, operations, and project development. Relevant financial products have already been successfully implemented in major aquaculture regions across the province, providing stable financial support for the sustainable development of the fisheries sector.
The Hainan Fisheries Association provided a detailed overview of the current development status of Hainan’s fisheries industry, financing needs, and existing industry challenges. Both sides conducted in-depth discussions on key areas including financing support for aquaculture, deep-sea cage farming project development, fishing vessel equipment upgrades, fishery risk protection, and the establishment of production and marketing channels, reaching practical consensus on optimizing credit services, innovating financial products, simplifying approval procedures, and reducing financing costs. Both parties agreed that the fisheries industry, as one of Hainan’s key strategic industries, serves as an important pillar of the marine economy, and that stable and efficient financial support is essential for promoting the modernization and large-scale development of the fisheries sector.
This meeting further strengthened the foundation of cooperation between the banking sector and the association, with both sides agreeing to establish a regular communication and coordination mechanism to continuously deepen strategic collaboration. The Hainan Fisheries Association will fully leverage its role as a bridge between industry and financial institutions by accurately identifying the financing needs of member enterprises and assisting in project screening, risk assessment, and client development, while the Industrial and Commercial Bank of China Hainan Branch Business Department will continue to optimize financial service solutions based on the characteristics of the fisheries industry, increase credit support, improve the fisheries financial service system, and jointly promote the precise alignment of financial resources with the development needs of the entire fisheries industry chain.
Moving forward, the Hainan Fisheries Association will continue to build an efficient platform for cooperation between financial institutions and enterprises, strengthen collaboration with more financial institutions, focus on addressing key challenges facing fisheries development, continuously improve financial service support, and contribute to the transformation, upgrading, and high-quality development of Hainan’s fisheries industry, thereby providing stronger support for the construction of a leading marine province and the development of the Hainan Free Trade Port.
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