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农行 助业块E贷 可人工核额

  • 2026-03-27 16:15:26
农行 助业块E贷 可人工核额
助业快e贷是为支持实体经济和普惠金融发展，农行面向个体工商户、小微企业主等群体推出的个人生产经营类贷款，为客户提供线下申请，实时审批的普惠金融服务。

一、产品简介

额度：最高300万

利息：年化3.3%左右

期限：1-3年期先息后本
签约主体：个体工商户/小微企业法人
准入区域：有农行网点的城市
二、准入要求

年龄：22-65周岁

客群：个体/小微企业，成立满1年
准入要求：(以下条件满足其一即可)

①农行流水客户，要求年流水大于100万且是有效流水（无套现等当进当出）

②所有银行银联收款码客户，银联收款流水一年50万以上

③农行公户，农行存量数据客户

三、征信要求

逾期：近两年内无连三累六，无当前逾期

查询：近半年不超8次

账户：非银不超两笔

负债：信用负债不超80万（抵押不算负债）

备注：流水越大，额度越高。负债越高，额度会被刚性扣减。

四、线下人工核额

目前新增线下人工核额，必须同时满足以下要求：

农行线上测额必须有初始额度，哪怕是1000金额也可以
法人名下或者直系亲属名下在青岛有房产
其他银行卡/公司公户/微信/支付宝一年有大几百万正常流水
贷款金额50万以下，对商户规模无要求
贷款金额50万以上，要求大型个体，大型企业，连锁店等
五、申请流程

申请资料：身份证，营业执照，租赁合同，一年流水等

申请流程：线下预约银行面签审批出额。

放款时效：出额后，预约经营地实勘，审批放款。

事实证明提前规划大大提高下款成功率

若不知该如何提前规划可链接我免费出针对性方案

关注我回复“无本续贷“即可获取价值29800元的无本续贷资料一份。助您开启万亿蓝海市场

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◆ 了解各大银行进件及审批要求；◆ 与岛城42家主流银行绿通合作；◆ 沟通力度大、通过率95%以上；◆ 从申请到放款、全流程服务跟进◆ 环节透明、收费透明、流程顺畅◆ 一对一服务，免费出具解决方案

贷款额度由多种因素综合评定

具体结果要以实际情况为准

本文部分文字、图片来源于网络

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  1. CONNECT:[ UseTime:0.000705s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000683s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000249s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000290s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000484s ]
  6. SELECT * FROM `set` [ RunTime:0.000211s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000626s ]
  8. SELECT * FROM `article` WHERE `id` = 492977 LIMIT 1 [ RunTime:0.000481s ]
  9. UPDATE `article` SET `lasttime` = 1774996061 WHERE `id` = 492977 [ RunTime:0.009244s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.002079s ]
  11. SELECT * FROM `article` WHERE `id` < 492977 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000493s ]
  12. SELECT * FROM `article` WHERE `id` > 492977 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000361s ]
  13. SELECT * FROM `article` WHERE `id` < 492977 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000710s ]
  14. SELECT * FROM `article` WHERE `id` < 492977 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001246s ]
  15. SELECT * FROM `article` WHERE `id` < 492977 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.008547s ]
0.098929s