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消费贷:农业银行网捷贷,100万,年化3%

  • 2026-04-08 10:14:21
消费贷:农业银行网捷贷,100万,年化3%
01
 产品要素

  • 额度：最高100万；

  • 利率：年化3%起；

  • 期限：先息后本3年期，等额还款5年期；

  • 提前还款：随借随还，无违约金；

  • 放款方式：手机银行app自主支用

02
 面向人群

  • 年龄：20-64周岁

  • 对象：

    优质单位上班族：农行白名单单位内，公积金缴存24个月以上。

03
 征信要求

  • 查询：3个月不超6次

  • 逾期：无当前逾期、近五年无连三累六，小贷3笔内，笔数超的可提前结清注销，五级分类正常

04
 申请流程

  • 1.网点申请：联系当地客户经理面签

  • 2.审批放款：线上支用贷款

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  1. 请求信息 : 2026-04-12 15:42:38 HTTP/2.0 GET : https://h.mffb.com.cn/a/482551.html
  2. 运行时间 : 0.141945s [ 吞吐率：7.04req/s ] 内存消耗：4,475.09kb 文件加载：140
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=08d3cb0d2e547db5ad2218ce87572c1a
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  1. CONNECT:[ UseTime:0.000361s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000484s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.001304s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.001662s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001453s ]
  6. SELECT * FROM `set` [ RunTime:0.000523s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001244s ]
  8. SELECT * FROM `article` WHERE `id` = 482551 LIMIT 1 [ RunTime:0.002469s ]
  9. UPDATE `article` SET `lasttime` = 1775979758 WHERE `id` = 482551 [ RunTime:0.002158s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000775s ]
  11. SELECT * FROM `article` WHERE `id` < 482551 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001520s ]
  12. SELECT * FROM `article` WHERE `id` > 482551 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001432s ]
  13. SELECT * FROM `article` WHERE `id` < 482551 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.005669s ]
  14. SELECT * FROM `article` WHERE `id` < 482551 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.006233s ]
  15. SELECT * FROM `article` WHERE `id` < 482551 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.005603s ]
0.145927s