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农行 微捷贷 300W 3.35%

  • 2026-02-10 12:28:30
农行 微捷贷 300W 3.35%
微捷贷版本更换
 2.0版本，可以先过预审，征信能跑过系统，再去授权税务，看是否出额！
 3.0版本更新之后，要求先开对公户，空壳，虚假经营的，直接从一开始就给切断！涉及税务授权，预警！

一、基本信息

1.产品额度：300万
2.产品利率：3.2%
3.产品期限：12期
4.还款方式：先息后本（按日计息）

二、准入要求

1.企业成立满2年以上，法人持股大于20%

2.法人年龄18周岁-65周岁，
3.企业纳税评级AB级，年均纳税两万以上
4.开票同比下滑不超50%

5.法人及主营业务范围变更时间>6个月以上

6.企业对公负债不超3笔

三、征信要求

1.法人贷款查询近一个月不超过3，3个月6次内，近6个月10次内

2.逾期情况：近3个月无逾期，近2年不能连3累6，近1年没2，近2年没3

3.要求征信干净，信用卡使用率不超70%，小贷不超3笔最佳

4.企业负债+法人生产经营性贷款+对外担保，不超过1000万，房贷除外

5.法人及企业当前无未结诉讼

6.法人关联企业及股东无负面（如有会扣减评分）

四、申请流程

农行微捷贷流程：国税授权➨授权短信通过➨普惠e站精准测额➨安排下户➨开户审批➨通过提款

事实证明提前规划大大提高下款成功率

若不知该如何提前规划可链接我免费出针对性方案

关注我回复“无本续贷“即可获取价值29800元的无本续贷资料一份。助您开启万亿蓝海市场

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我们的服务优势

◆ 了解各大银行进件及审批要求；◆ 与岛城42家主流银行绿通合作；◆ 沟通力度大、通过率95%以上；◆ 从申请到放款、全流程服务跟进◆ 环节透明、收费透明、流程顺畅◆ 一对一服务，免费出具解决方案

贷款额度由多种因素综合评定

具体结果要以实际情况为准

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  1. CONNECT:[ UseTime:0.000706s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000928s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000300s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000253s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000503s ]
  6. SELECT * FROM `set` [ RunTime:0.000621s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000607s ]
  8. SELECT * FROM `article` WHERE `id` = 471967 LIMIT 1 [ RunTime:0.001611s ]
  9. UPDATE `article` SET `lasttime` = 1770722708 WHERE `id` = 471967 [ RunTime:0.004992s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000229s ]
  11. SELECT * FROM `article` WHERE `id` < 471967 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000627s ]
  12. SELECT * FROM `article` WHERE `id` > 471967 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000367s ]
  13. SELECT * FROM `article` WHERE `id` < 471967 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.005620s ]
  14. SELECT * FROM `article` WHERE `id` < 471967 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001975s ]
  15. SELECT * FROM `article` WHERE `id` < 471967 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.007072s ]
0.098563s