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  • 2026-06-30 11:26:40
农业银行 —— 纳税e贷(微捷贷)

产品要素

额度：最高300万
 利率：年化3.5%-3.65%起
期限：最长12期 
还款方式：先息后本，随借随还，提前还款无违约金
 放款账户：农行对公账户 
征信显示：企业征信

准入要求

申请人：法人，持股≥20%，低于20%需大股东授权，年龄18-65周岁

 企业：成立2年以上，真实经营

 纳税等级：A、B级（近12个月纳税≥1万元）

 注意：不能有农行经营性贷款，不能有对外担保

征信要求

逾期：近半年不可逾期，近2年无2，累计逾期≤6次 
查询：近一年尽量≤5次 
负债：企业负债+法人经营性贷款+对外担保≤500万

准入地区

全国

注：具体以当地银行政策为准

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  1. 请求信息 : 2026-06-30 13:25:20 HTTP/2.0 GET : https://h.mffb.com.cn/a/558249.html
  2. 运行时间 : 0.168271s [ 吞吐率：5.94req/s ] 内存消耗：4,236.02kb 文件加载：140
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=4e702e41a01a48effdf4a685449f1415
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  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000602s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000720s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000599s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.001896s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000571s ]
  6. SELECT * FROM `set` [ RunTime:0.002015s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000625s ]
  8. SELECT * FROM `article` WHERE `id` = 558249 LIMIT 1 [ RunTime:0.000499s ]
  9. UPDATE `article` SET `lasttime` = 1782797120 WHERE `id` = 558249 [ RunTime:0.008821s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000308s ]
  11. SELECT * FROM `article` WHERE `id` < 558249 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000636s ]
  12. SELECT * FROM `article` WHERE `id` > 558249 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.012808s ]
  13. SELECT * FROM `article` WHERE `id` < 558249 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001407s ]
  14. SELECT * FROM `article` WHERE `id` < 558249 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.059526s ]
  15. SELECT * FROM `article` WHERE `id` < 558249 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.004754s ]
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