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农业银行—房抵贷

  • 2026-05-12 09:21:01
农业银行—房抵贷
01
基本要素
①、年龄：18-60周岁
②、额度：最高7成
③、利率：年化3.85%
④、期限：10年
⑤、贷款类型：房产抵押贷款
02
产品要求
抵押房产类型
住宅/别墅/双拼房/商务公寓/标准厂房等
楼龄要求
30年内（部分优质房产/客户可放宽）
03
征信要求
①、不能有当前逾期
②、近2年逾期不能有2，累计不超过6个1
③、查询无硬性要求，近半年最好不要超过6次贷款审批
④、其他银行经营性贷款不超过3笔
04
房产抵押贷款申请条件

  • 具有中国居身份证或户籍证明，年满18周岁以上

  • 非在刑在逃人员，无不良嗜好

  • 个人信用良好，有稳定收入来源，有偿还本息的能力

  • 借款人具有完全民事行为能力，贷款用途合法

  • 房产产权清晰，无拖欠银行贷款，无三角债

  • 农业银行要求的其他条件

05
房产抵押贷款申请资料
  • 申请人身份证件及复印件

  • 合同、协议或其他证明文件

  • 房产共有人有效身份证件原件与复印件，婚姻状况证明

  • 房产产权证书

  • 农业银行需要的其他资料

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  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000506s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000832s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000385s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000352s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000755s ]
  6. SELECT * FROM `set` [ RunTime:0.000312s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000683s ]
  8. SELECT * FROM `article` WHERE `id` = 528377 LIMIT 1 [ RunTime:0.002753s ]
  9. UPDATE `article` SET `lasttime` = 1778634603 WHERE `id` = 528377 [ RunTime:0.016988s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000500s ]
  11. SELECT * FROM `article` WHERE `id` < 528377 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.002710s ]
  12. SELECT * FROM `article` WHERE `id` > 528377 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000546s ]
  13. SELECT * FROM `article` WHERE `id` < 528377 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002417s ]
  14. SELECT * FROM `article` WHERE `id` < 528377 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001165s ]
  15. SELECT * FROM `article` WHERE `id` < 528377 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.003333s ]
0.142247s