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农业银行—经营性抵押贷

  • 2026-04-23 04:01:41
农业银行—经营性抵押贷

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农业银行—经营性抵押贷
抵押物要求

抵押物要求：

1.住宅楼龄不超过40年（办公、工业用房楼龄不超25年）

2.房屋性质：住宅，双拼，工业用房，办公用房，别墅

抵押成数

住宅最高评估价8成

双拼最高6成

别墅最高5成

工业用房最高6.5成

办公用房（商务公寓）最高5成

企业要求

个体工商户或者小微企业的法人及股东（占股20%以上），注册一年以上

征信要求

1.查询次数无明显要求

2.无连3累6，半年无2，一年无3，两年无4

准入地区

准入城市：深圳市

申请流程

双方身份证正反面复印件

户口本，婚姻证明
房产证复印件
营业执照
流水，贷款用途

城市不一样，政策及要求不一样， 本文只做深圳地区参考，其他地区需自行咨询当地农行客户经理

申请流程：

联系当地网点客户经理，可拨打农业银行官方电话人工客服寻要就近网点客户经理联系方式

免责申明：

产品信息来源于机构官网/网点/客户经理，或第三方公开信息平台，最终以产品机构发布为准，如产品信息有误或其他异议，可在该页面下方留言。

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.001078s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001563s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000760s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000710s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001423s ]
  6. SELECT * FROM `set` [ RunTime:0.000658s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001465s ]
  8. SELECT * FROM `article` WHERE `id` = 505751 LIMIT 1 [ RunTime:0.000989s ]
  9. UPDATE `article` SET `lasttime` = 1777794102 WHERE `id` = 505751 [ RunTime:0.018835s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.006122s ]
  11. SELECT * FROM `article` WHERE `id` < 505751 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001353s ]
  12. SELECT * FROM `article` WHERE `id` > 505751 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001093s ]
  13. SELECT * FROM `article` WHERE `id` < 505751 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001990s ]
  14. SELECT * FROM `article` WHERE `id` < 505751 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001823s ]
  15. SELECT * FROM `article` WHERE `id` < 505751 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.023786s ]
0.243892s