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青岛个人消费贷:农业银行网捷贷,100万,年化3%...

  • 2026-03-12 15:08:04
青岛个人消费贷:农业银行网捷贷,100万,年化3%...

我是青岛万参谋，做贷款中介这行7年，今天介绍青岛这边的个人消费贷产品【农业银行-网捷贷】。

#青岛农业银行网捷贷#青岛个人消费贷#青岛信用贷款#青岛贷款

01
 产品要素

  • 额度：最高100万；

  • 利率：年化3%起；

  • 期限：先息后本3年期，等额还款5年期；

  • 提前还款：随借随还，无违约金；

  • 放款方式：手机银行app自主支用

02
 面向人群

  • 年龄：20-64周岁

  • 对象：

    优质单位上班族：农行白名单单位内，公积金缴存24个月以上。

03
 征信要求

  • 查询：3个月不超6次

  • 逾期：无当前逾期、近五年无连三累六，小贷3笔内，笔数超的可提前结清注销，五级分类正常

04
 申请流程

  • 1.网点申请：联系当地客户经理面签

  • 2.审批放款：线上支用贷款

    我是青岛万参谋，青岛土著，做贷款这行7年了，深耕青岛地区各大银行信用贷、抵押贷、企业经营贷等产品，有任何需要可以随时咨询！

免责声明：本文部分文来源于网络；产品信息来源于机构官网/网点/客户经理，或第三方公开信息平台，最终以产品机构发布为准，如产品信息有误或其他异议，可在该页面下方留言。
本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  137. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/runtime/temp/32b793ebdcbdb96aeb8bb24c123b0bef.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000988s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001834s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000724s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000759s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001763s ]
  6. SELECT * FROM `set` [ RunTime:0.000705s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001901s ]
  8. SELECT * FROM `article` WHERE `id` = 481357 LIMIT 1 [ RunTime:0.013546s ]
  9. UPDATE `article` SET `lasttime` = 1775786091 WHERE `id` = 481357 [ RunTime:0.005626s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.002091s ]
  11. SELECT * FROM `article` WHERE `id` < 481357 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.002200s ]
  12. SELECT * FROM `article` WHERE `id` > 481357 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001911s ]
  13. SELECT * FROM `article` WHERE `id` < 481357 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.014556s ]
  14. SELECT * FROM `article` WHERE `id` < 481357 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.040879s ]
  15. SELECT * FROM `article` WHERE `id` < 481357 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.015328s ]
0.196830s