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明天,农业银行大额存单最新调整:本金20万存三年利息相差多大

  • 2026-02-10 15:33:27
明天,农业银行大额存单最新调整:本金20万存三年利息相差多大
昨天我妈凌晨五点给我发微信说"赶紧把存单取出来！明天农行利率要归零！"还附了张糊到包浆的截图，我差点从床上滚下来😂 说实话，看到"紧急通知"四个字我都PTSD了... 赶紧给农行客服打了个电话，又查了官网，这才搞明白——2026年1月大额存单确实调整了，但根本不是谣言说的"归零"，而是三年期从去年的1.55%维持不变，真正让人肉疼的是对比2023年的2.65%，20万存三年直接少了6600块利息，这才是家族群焦虑的真相！为啥老人爱信这种谣言？
一是怕钱贬值怕得要命，
二是"紧急通知"四个字就是流量密码，
三是真被这几年降息降怕了。
其实查证超简单：打开农行APP搜"大额存单"，或者打95599问一嘴，再不行去网点拿张宣传单，比转十个家族群都靠谱。转给爸妈的话术我都帮你想好了："妈，利率没归零，但确实不高，咱不急用钱就继续存，急用就取出来买国债，别信群里那些截图。" 别让爸妈白操心，更别让他们因为谣言把好好的定期提前取出来损失利息，那才叫真亏！💰
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金融支持农业种业企业发展的路径研究

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  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000956s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001902s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000761s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000704s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001766s ]
  6. SELECT * FROM `set` [ RunTime:0.000672s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001979s ]
  8. SELECT * FROM `article` WHERE `id` = 472108 LIMIT 1 [ RunTime:0.007728s ]
  9. UPDATE `article` SET `lasttime` = 1770738676 WHERE `id` = 472108 [ RunTime:0.003308s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.009862s ]
  11. SELECT * FROM `article` WHERE `id` < 472108 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.004544s ]
  12. SELECT * FROM `article` WHERE `id` > 472108 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001936s ]
  13. SELECT * FROM `article` WHERE `id` < 472108 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.012634s ]
  14. SELECT * FROM `article` WHERE `id` < 472108 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.013889s ]
  15. SELECT * FROM `article` WHERE `id` < 472108 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.008762s ]
0.151193s