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市农行南洋分理处真贴心,存款变保险只为利息高

  • 2026-07-03 03:10:05
市农行南洋分理处真贴心,存款变保险只为利息高

最近，盐城一女士讲述了她母亲的遭遇：2021年张阿姨去南洋镇上的农行存钱，辛辛苦苦攒下的15万存款。今年到期去取，才发现根本不是存款，变成了保险。

阿姨当然不干了。在一份家人与银行的沟通的电话录音中得知，银行的工作人员解释：当时五年期存款利息比较低，可能当时会劝你存的保险，有可能是这个原因。

在整个录音中，银行方面一直并没有否认“存款变保险”的事实，只是解释这个大变人的原因：是因为保险利息比存款高，所以才主动推荐给客户的。银行与涉事保险公司沟通，给出的补偿方案是：444.13现金加小礼品。

在整个过程中，阿姨只想找银行说理，银行也说“约好了当年的经办人对质”。到了才发现，对方坐了一屋子人：退休的“会计”、上级领导、还有保险公司的人，银行仅充当劝解角色，好像跟他没啥关系。阿姨很气愤：这不明摆着把我当皮球踢给保险公司吗？

目前银行解决方案是：400多块现金加小礼品。阿姨及家人表示不能接受。目前，双方还在僵持着。

来源：盐城123网

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  140. /yingpanguazai/ssd/ssd1/www/h.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000780s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001414s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.019171s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.001146s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001482s ]
  6. SELECT * FROM `set` [ RunTime:0.011976s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001601s ]
  8. SELECT * FROM `article` WHERE `id` = 544559 LIMIT 1 [ RunTime:0.020129s ]
  9. UPDATE `article` SET `lasttime` = 1783428061 WHERE `id` = 544559 [ RunTime:0.006378s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000767s ]
  11. SELECT * FROM `article` WHERE `id` < 544559 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.004010s ]
  12. SELECT * FROM `article` WHERE `id` > 544559 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.004232s ]
  13. SELECT * FROM `article` WHERE `id` < 544559 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.007584s ]
  14. SELECT * FROM `article` WHERE `id` < 544559 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.005043s ]
  15. SELECT * FROM `article` WHERE `id` < 544559 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.002838s ]
0.169373s