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农业银行(乐分易大额分期卡)

  • 2026-03-27 09:20:15
农业银行(乐分易大额分期卡)
农业银行—乐分易

产品信息

产品为农行大额消费分期卡，进价要求比例大幅度下调！速进！
户籍：大陆户籍
额度：最高30万
利率：3%-4%左右
年龄：25周岁（含）-65周岁
贷款期限：最长5年
还款方式：等额本息
提前还款：支付当月利息，
放款方式：微信支付宝绑卡消费或者寄实体卡消费

基本要求

目标客群：
2.近两年有缴纳公积金或者社保或者且不断缴，公积金，社保，个税，3选1
①社保要求基数7162及以上，公积金和个税目前未知，可纯个税进件
②不看单位性质，普通单位准入，纯社保准入，纯个税准入，纯公积金准入

征信要求

①查询：1个月4，半年9，一年15（参考）
②逾期：无当前逾期,1内不超4个1，没有2
③征信五级分类正常
④人行无呆账、资产处置、担保人代偿/代还记录
负债要求：
●网贷比数不超4笔
●信用卡机构数不超过8家
●综合信用负债不超过120万为佳（含信用卡已用额度）
●信用卡综合使用率不超过80%

申请方式

乐分易分期付款业务是农业银行根据申请人的申请，审批通过后为申请人授予分期额度,在信用卡进行分期计账并将分期本金转入乐分易专户，申请人分期偿还该笔分期本金并支付一定数额分期手续费的业务。分期付款业务一旦办理成功，不论申请人是否实际使用资金，均须按信用卡对账单所显示的应还款金额按月偿还“乐分易”分期本金并支付分期手续费。
※联系客户经理申请
※过预审码
※填写个人信息
※预审批额度批复
※ipad签约放款
※绑卡消费或者寄卡消费
相关业务咨询业务经理

也就是小编，小编从事贷款行业多年，2017年入行，在贷款行业有着相当不错的口碑。一直秉承口碑，服务，利他利己互利原则，负责的态度。做好每个客户融资需求，一直深耕贷款行业，下面是小编微信

免责声明：产品信息来源于合作机构官网/网点/客户经理，或第三方公开信息互联网合作平台，最终以产品方发布为准，本平台只做信息资源整合分享，如有侵权、错误等，请联系小编修改或删除，谢谢！

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  1. CONNECT:[ UseTime:0.000508s ] mysql:host=127.0.0.1;port=3306;dbname=h_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000739s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000300s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000247s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000484s ]
  6. SELECT * FROM `set` [ RunTime:0.000224s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000635s ]
  8. SELECT * FROM `article` WHERE `id` = 489833 LIMIT 1 [ RunTime:0.000423s ]
  9. UPDATE `article` SET `lasttime` = 1775440331 WHERE `id` = 489833 [ RunTime:0.004574s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000256s ]
  11. SELECT * FROM `article` WHERE `id` < 489833 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000422s ]
  12. SELECT * FROM `article` WHERE `id` > 489833 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000385s ]
  13. SELECT * FROM `article` WHERE `id` < 489833 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000605s ]
  14. SELECT * FROM `article` WHERE `id` < 489833 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.004248s ]
  15. SELECT * FROM `article` WHERE `id` < 489833 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.002296s ]
0.084952s